PARTNERSHIP INSURANCE

Insurance to cover the payout to buy the balance of a Business / Partnership by surviving partners in the Company, without placing undue pressure on existing company cash flow and resources.

KEYPERSON INSURANCE

This is to cover the loss of Key People in the Business – it pays out to the Company and injects capital for the Company to purchase / train or replace the lost employee – also helps to cover the Loss of Income and Profits from the loss of that employee.

CONTINGENT LIABILITY INSURANCE

To cover any capital purchases or debt that a Company may incur

RETIREMENT PLANNING

Various financial instruments to plan and help build sufficient funds for Retirement. Individuals / Companies – Pension Funds / Provident Funds / Retirement Annuities.

MEDICAL AIDS

Discovery Medical Aid for individuals and groups

PRESERVATION FUNDS

For the Transfer and Preservation of Pension / Provident funds when moving from one employer to another, and the positive tax implications thereof.

RISK BENEFITS

A wide range of risk benefits covering – Critical Illness, Impairment, Disability

INCOME REPLACEMENT

Various Income replacement options due to illness or accident, varying from weekly to monthly income payouts

INVESTMENTS

A wide range of good performing, low cost flexible short, medium and long-term investments risk profiled to individual client.